Retirement and Well-Being

Congress will need to adjust the program to improve its solvency. Here are the changes on the table.

People born before 1965 hold nearly two-thirds of the wealth in the U.S., and stock gains are making them wealthier.

If investors are overly optimistic about AI, the S&P 500 could suffer. It’s time to diversify into value, small-caps, and international stocks.

That rate would be little changed from the 3.98% interest rate that has prevailed since May 1. 

The annual cost of living adjustment will raise the average retirement payment by $56 to an average monthly benefit of $2,071.

At a recent roundtable, senior executives at Morgan Stanley hashed out the financial implications of longer life spans.

According to a Cerulli report, only 5% of Generation Z and 16% of millennials with 401(k)s think Social Security will be their main income source in retirement.

Consider moving some assets out of tech, adding bonds, and keeping it simple to help you sleep at night.

Laddering certificates of deposits or Treasury bills lets you keep your money and liquid but still earn decent yields.

You might want to rethink that plan to move to a one-story home.

The top marginal tax rate remains 37% for individuals.

Medicare’s open-enrollment season starts Oct 15. What to know about picking the best plan for 2026.

Frank Bisignano has been given a second job at the IRS. Retiree groups criticized the move, while the SSA said the appointment “speaks to the incredible customer service turnaround that is happening at SSA.”

Health savings accounts (HSAs) will be available to roughly 10 million more American beginning in 2026.

If young workers have near-term financial goals like buying a house, it makes sense to keep part of their savings in bonds or cash.

A new Goldman Sachs report finds that the rising cost of living is pushing retirement further out of reach for millions of workers.

Bonds offer a hedge as stocks get expensive; the iShares 20+ Year Treasury Bond exchange-traded fund is up 5.61% year to date, on a total return basis.

A few seemingly minor factors can make all the difference between success and failure—such as the time you withdraw each year’s allotment.

Up your odds of a successful transition by following a few basic rules.

A government shutdown next week could hamper customer service at the Social Security Administration, even as benefit checks continue to go out as scheduled.

Deferring or avoiding income can prevent you from creeping into the next higher tax bracket, and this year the next tax law gives you extra incentive.

A new survey released by Ameriprise shows that about three-quarters of affluent parents are helping to fund their kids’ homes, cars, and health insurance.

The company has been pairing behavioral finance insights with investments in artificial intelligence and other technology.

Republicans’ health policies may shift more patients and doctors to concierge practices. Should you join the club?