Annuities

The first wave of Gen Xers are worried that healthcare costs and other factors could send them back to work after their formal retirement, a new survey finds.

The category continues to set new sales records as distribution channels expand and more Americans look for sources of retirement income.

The challenges are building for annuities specialist Advantage Capital Management. AM Best recently downgraded the insurance group, which is also facing ties to a federal securities probe.

The new annuities can save you money, but they are sold through advisors charging their own fees.

With foreign stocks outperforming domestic stocks, investors are getting products tied to international indexes with downside protection.

If annuities are to become more broadly adopted in 401(k)s, consumer education and product innovation are needed, argues the CEO of Brookfield Wealth Solutions.

TIAA, the retirement-plan behemoth, also has a wealth management business with more than $200 billion of assets and nearly 700 financial advisors. The head of that business outlines how it works.

Even if interest-rate cuts slow demand for annuities, the trade group Limra is still expecting a strong fourth quarter.

The annuity market is still going strong, although trade group Limra predicts some softening later this year.

Annuities are often complicated, with confusing fee structures, but certain ones can make sense for a portion of your retirement portfolio.

Sales remain robust, but the trade group Limra argues providers still need to do a better job educating advisors and investors about their products.

Goldman Sachs’ latest survey of the annuities industry describes a sector undergoing rapid change with worries about a recession looming large.

Market drops allow you to combine tax-efficient selling in your portfolio and charitable giving.

Government staffing cuts aren’t a good reason to claim early. What to know so you don’t shortchange your retirement.

The most popular annuities protect against all or some losses, while offering either fixed yields or returns linked to a stock market index.